What started as a two-teller branch in 1987 is now a 240-person team across 12 lakeshore branches — still locally owned, still independent, still answerable to the people who live here.
39 years, three generations, one lakeshore.
Eleanor and Frank Whitcomb opened the original Harborview Drive office with two tellers and a promise: treat every member like a neighbor. That promise is still on the wall.
We expanded into small business lending and opened six more branches as the lakeshore grew. Family-owned investment funds stayed 100% local throughout.
Online banking, mobile deposits, and same-day ACH — built in-house with our own team, not outsourced. A phone call still reaches a person, not a menu.
The people who answer for our decisions — by name, in the branches.
Security isn't a product we sell — it's the foundation the whole bank stands on.
FDIC insurance, no fine print surprises. All deposit accounts are insured up to $250,000 per depositor, per ownership category. We publish the exact limits for each product so you can do the math yourself.
Layered fraud monitoring. Our in-house fraud team reviews unusual activity 24/7 and will call you — from our published number — before anything suspicious clears. They will never ask for passwords, PINs, one-time codes, or gift cards.
Transparency by default. Full rate tables, fee schedules, and disclosure documents are posted here and available at every branch. If a cost exists, you'll see it before you sign, not after.